Loan Access
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Loans are available for any productive and legal purpose. Members can borrow unlimited amounts within their shares and savings. Alternately, a member can borrow up to a maximum of $10 million, using shares along with additional collateral as outlined in the credit union’s policy. Loan applications are processed daily providing that the application gets to the office before 10:00 A.M. Loans outside of shares and savings and in excess of $500,000.00 are submitted to a Credit Committee for approval providing all the necessary requirements have been met. The turnaround times for these loans are between five to ten working days.
Acceptable Forms of Collateral
- Hypothecation of funds at any financial institution
- Cash surrender value on insurance policies
- Listed shares for select companies
- Bills of sale on motor vehicles up to 10 years old
- Mortgages on registered property
- Co-makers or guarantors
Line of Credit
Members get up to 5 years to repay but the facility can continue for a lifetime as it is a revolving loan facility. It must be fully secured and draw downs can be made as required. Funds can be accessed using a Credit Union Access Plus Card at any Multi-Link or Credit Union ABM or point of sale location.
View Loan Application Form
Customer Service
Our customer service agents are courteous and willing to assist you find the right product or service that you desire.
Savings
We have a wide range of savings options to suit your needs
Online Banking
- View Balances
- View Loan Documents
- Withdrawal Request
- Upload Loan Applications
- Sign in
- Request Access
